Terms and conditions Welcome to Dirt Cheap Wealth (“Dirt Cheap Wealth,” “we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms and Conditions (“Terms”). If you disagree with any part of these Terms, please do not access or use Dirt Cheap Wealth. 1. Acceptance of Terms: Your use of Dirt Cheap Wealth, including browsing, commenting, and accessing any information or services offered, constitutes your acceptance of these Terms. These Terms apply to all visitors, users, and others who access or use Dirt Cheap Wealth. 2. Use of Dirt Cheap Wealth: You may use Dirt Cheap Wealth only for lawful purposes and in accordance with these Terms. You agree not to use Dirt Cheap Wealth: In any way that violates any applicable law or regulation. For any purpose that is harmful, abusive, obscene, or threatening. To infringe on the intellectual property rights of Dirt Cheap Wealth or any third party. To interfere with the normal operation of Dirt Cheap Wealth. To provide false or misleading information. To impersonate any person or entity. 3. User Content: Dirt Cheap Wealth may allow you to submit content, such as comments, articles, or forum posts (“User Content”). You are solely responsible for any User Content you submit to Dirt Cheap Wealth. You represent and warrant that you own all rights to the User Content you submit or have the necessary permissions to grant the rights outlined in these Terms. You grant Dirt Cheap Wealth a non-exclusive, irrevocable, royalty-free license to use, reproduce, modify, publish, distribute, and translate your User Content in any media format and for any purpose, including but not limited to, promoting Dirt Cheap Wealth and its content. You agree that your User Content will not: Be defamatory, obscene, hateful, or discriminatory. Infringe on the intellectual property rights of any third party. Violate any applicable laws or regulations. 4. Disclaimer: The information on Dirt Cheap Wealth is provided for informational purposes only and is not intended as professional financial advice. Dirt Cheap Wealth makes no warranties or representations about the accuracy, completeness, or timeliness of the information on the website. You rely on any information on Dirt Cheap Wealth at your own risk. We encourage you to conduct your own research and consult with a qualified professional before making any financial decisions. 5. Limitation of Liability: Dirt Cheap Wealth shall not be liable for any damages arising from your use of the website, including but not limited to, direct, indirect, incidental, special, consequential, or punitive damages. 6. Intellectual Property: The website and its content, including but not limited to text, graphics, logos, images, and software, are the property of Dirt Cheap Wealth or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use any content from Dirt Cheap Wealth without the express written permission of Dirt Cheap Wealth. 7. Termination: Dirt Cheap Wealth may terminate your access to the website at any time, without notice, for any reason, including, but not limited to, your violation of these Terms. 8. Governing Law: These Terms shall be governed by and construed in accordance with the laws of [State], without regard to its conflict of law provisions. 9. Changes to the Terms: Dirt Cheap Wealth reserves the right to change these Terms at any time. The revised Terms will be effective immediately upon posting on the website. You are responsible for checking the Terms periodically for any updates. 10. Contact Us: If you have any questions about these Terms, please contact Dirt Cheap Wealth at [email address].